LIC Eastern Zonal Office, Kolkata
Last Date: 10/02/2023.
Life Insurance Corporation of India (LIC) invites online applications from eligible candidates, who must be Indian Citizens for selection and appointment as Apprentice Development Officers (ADOs) in the jurisdiction of the various Divisional Offices under Eastern Zonal Office, Kolkata. Interested and eligible candidates may apply online for LIC ADO Recruitment 2023 starting from 21st January, 2023 to 10th February, 2023.
Post Name |
Apprentice Development Officers (ADOs) |
Total Posts |
1049 |
Organization |
Life Insurance Corporation of India (LIC) |
Qualification |
Degree with Experience |
Application Process |
Online Form |
Application Fee |
Rs. 100/- & Rs.750/- |
Start Date |
21/01/2023 |
Last Date |
10/02/2023 |
Official Portal |
www.licindia.in |
LIC ADO Job Information Details
Apprentice Development Officers (ADOs)
No. of vacancies: 1049 nos.
Name of Division
|
GEN
|
SC
|
ST
|
OBC
|
EWS
|
Asansol
|
27
|
12
|
00
|
10
|
04
|
Bardhaman
|
26
|
15
|
06
|
13
|
05
|
Bongaigaon
|
11
|
02
|
07
|
09
|
02
|
Guwahati
|
24
|
04
|
17
|
17
|
04
|
Howrah
|
47
|
25
|
09
|
22
|
07
|
Jalpaiguri
|
56
|
35
|
07
|
17
|
09
|
Jorhat
|
27
|
05
|
16
|
12
|
04
|
Kharagpur
|
47
|
31
|
05
|
12
|
07
|
KMDO-I
|
33
|
29
|
08
|
19
|
07
|
KMDO-II
|
48
|
30
|
09
|
24
|
07
|
KSDO
|
75
|
32
|
09
|
31
|
12
|
Silchar
|
19
|
05
|
28
|
07
|
02
|
Eligibility Conditions as on 01.01.2023
# The candidates eligible for recruitment are classified into three categories, namely, LIC Agents Category, LIC Employees Category and Others Category (Open Market).
‘LIC Agents Category’ means-
(i) An individual appointed or engaged by LIC Of India for the purpose of soliciting or procuring insurance business including business relating to the continuance, renewal or revival of policies of insurance pertaining to LIC Of India;
OR
(ii) An individual who has been appointed as an agent under the Life Insurance Corporation of India (Agents) Regulations, 2017.
‘LIC Employee Category’ means a confirmed whole-time salaried employee of LIC Of India belonging to Class III cadre.
‘Others Category’ means the candidate from the open market.
Educational Qualification:
(i) For LIC Employees category and LIC Agents category, in both Urban and Rural area- Applicant should possess a Bachelor’s Degree in any discipline from a recognized University in India established under a statute/approved for the purpose or the Fellowship of Insurance Institute of India, Mumbai.
(ii) An applicant from Others category (Open Market) for recruitment as an Apprentice Development Officer, in both Urban and Rural area, should possess a Bachelor’s Degree from a recognized University in India established under a statute/approved for the purpose or the Fellowship of Insurance Institute of India, Mumbai.
# Candidates should ensure that the educational qualification possessed by them shall be as per the prescribed educational qualifications mentioned in the advertisement and that they fulfill the above eligibility criteria. No equivalent educational qualification shall be considered as eligible.
# The Bachelor’s degree as mentioned here should be from a University/Institute/Board recognized by Govt. of India/approved by the Government Regulatory bodies and the result should have been declared on or before 01.01.2023. Proper documents from the Board/University for having declared the result on or before 01.01.2023 have to be submitted at the time of the interview. The date of passing the examination which is reckoned for eligibility will be the date of passing, appearing on the mark sheet /provisional certificate.
Experience: The applicant should have the requisite experience as on 01.01.2023 as indicated below:-
Category of Applicant
|
For Recruitment in Urban Area
|
For Recruitment in Rural Area
|
LIC Employee Category
|
Not less than 3 years of service after confirmation in Class III cadre in LIC of India.
|
LIC Agents Category or other than Agent, such as DSAs/FSEs
|
Not less than 5 years as an LIC agent or other than Agent, such as DSAs/ FSEs and has brought a Net First Year Premium Income of not less than ₹5,00,000/- during the immediately preceding 5 financial years and a Net First Year Premium Income of not less than ₹ 1,00,000/- on 50 lives in any 3 (Three) of these financial years.
|
Not less than 4 years as an LIC agent or other than Agent, such as DSAs / FSEs and has brought a Net First Year Premium Income of not less than ₹ 1,00,000/- on 50 lives per year in any 3 of the immediately preceding 4 financial years.
|
Others Category (Open Market)
|
Preference would be given to candidates who have at least 2 years’ experience in life insurance industry or in marketing of financial products.
|
NOTE: “Net First Year Premium” means the amount of Premium brought in by an agent or other than Agent , such as DSAs/ FSEs, either in cash or by cheque, ( in later case which has not been dishonored subsequently) towards New Business including First Year’s Renewal Premium during the relevant number of immediately preceding financial years as reduced by the amount of Premium that has lapsed out of such First Year Premium reckoned with reference to the date of the application for recruitment as an Apprentice Development Officer.
(i) “Rural Area” means an area with an ascertained population of 50,000 or less and the operational area has an ascertained population of not more than 1.50 lakh.
(ii) “Urban Area” means an area which is not a rural area.
The knowledge of the local/native language of the place, the candidate is applying for, is desirable.
Stipend & Remuneration:
# During the apprentice period, the candidate selected as an Apprentice Development Officer will be paid a fixed amount per month as stipend, as per the rules of LIC Of India. Apprentice Development Officers, other than those from LIC Employee Category, shall be paid stipend equal to the minimum of the basic pay and the dearness allowance thereon on the scale of pay applicable to Development Officers as on the date of commencement of the apprenticeship. At present, the amount of stipend will be approximately ₹.51500/- per month, except in case of the candidates selected from LIC Employee Category. A Probationary Development Officer at a specified Headquarter in the area will be placed in the scale of ₹35,650-2200(2)-40,050-2595(2)-45,240-2645(17)-90,205 plus allowances and other benefits as per the rules in force. On appointment as a Probationary Development Officer, the basic pay of ₹ 35650/- per month (except for LIC Employee Category candidates) in the scale of 35650-2200(2)-40050-2595(2)-45240-2645 (17)-90205 and other admissible allowances as per rules shall be payable. Total emoluments at the minimum of the scale will be inclusive of House Rent Allowance & City Compensatory Allowance, wherever admissible depending upon the classification of city. It will be approximately ₹ 56000/- in an ‘A’ Class City.
# Other benefits include Gratuity, Defined Contributory Pension Scheme, LTC, Medical Benefit, Group Insurance, Group Personal Accident Insurance, vehicle advance (2-wheeler/4-wheeler), reimbursement towards cost of Brief Case/leather bag, mobile handset etc. as per rules. The Development officer may also become eligible for attractive performance linked Incentives, on confirmation in service.
Age limit for LIC ADO Recruitment 2023
(i) The applicant shall have completed 21 years of age (in completed years) and not more than 30 years of age (in completed years) as on 01.01.2023, i.e., candidates must have been born not earlier than 02.01.1993 and not later than 01.01.2002 (both days inclusive) as on 01.01.2023.
(ii) The upper age limit (in completed years) as on 01.01.2023 of an applicant belonging to the group given below, shall not exceed the age mentioned below: -
Sr. No.
|
Category
|
Upper Age limit in years
|
1
|
Member of OBC (other than those in the creamy layer).
|
33
|
2
|
Member of a Scheduled Caste or a Scheduled Tribe.
|
35
|
3
|
LIC Employee who is not a member of SC or ST or OBC.
|
42
|
4
|
LIC Employee who is a member of OBC (other than those in the creamy layer).
|
45
|
5
|
LIC Employee who is a member of SC or ST.
|
47
|
6
|
LIC Agent or other than Agent such as DSAs/FSEs, who is not a member of SC or ST or OBC.
|
40
|
7
|
LIC Agent or other than Agent such as DSAs/ FSEs, who is a member of OBC (Other than those in the creamy layer).
|
43
|
8
|
LIC Agent or other than Agent such as DSAs/ FSEs, who is a member of SC or ST.
|
45
|
9
|
Ex-serviceman.
|
See Advt.
|
10
|
All Others
|
30
|
Selection Procedure LIC ADO Recruitment 2023
Selection will be made on the basis of on-line tests, followed by an interview of the candidates who qualify in the on-line test and subsequent pre-recruitment medical examination.
(I) On-line Test for Others (Open Market) Category: The online examination shall be conducted in two phases for the candidates from Open Market Category, viz. Preliminary examination and Main examination.
Phase-I: Preliminary Examination:
Preliminary Examination consisting of objective test will be conducted online. The test will have three sections (with separate timings for each section) as follows:
Name of test
|
No. of Ques.
|
Maximum Marks
|
Medium of exam
|
Duration
|
Reasoning Ability
|
35
|
35
|
English & Hindi
|
20 minutes
|
Numerical Ability
|
35
|
35
|
English & Hindi
|
20 minutes
|
English Language
|
30
|
30**
|
English
|
20 minutes
|
** English Language test will be of qualifying nature and the marks in English Language will not be counted for ranking
Candidates equal to 20 times of number of vacancies in each category, subject to availability, will be shortlisted for Main examination.
Phase-II: Main Examination: Main Examination consisting of objective test will be conducted online. Main examination will consist of objective tests for 160 marks for a composite duration of 120 minutes.
Subject
|
No. of Ques.
|
Maximum Marks
|
Medium of exam
|
Duration
|
Reasoning Ability & Numerical Ability
|
50
|
50
|
English & Hindi
|
Composite duration of 120 minutes
|
General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary
|
50
|
50
|
English & Hindi
|
Insurance and Financial Marketing Awareness with special emphasis on knowledge of Life Insurance and Financial Sector
|
60
|
60
|
English & Hindi
|
(II) On-line Test for LIC Agents & LIC Employee Category:
Selection of Apprentice Development Officer from LIC Agents & LIC Employee Category will be done through a single-phase examination i.e., Main Examination. It will be an objective test, which will be conducted online for 160 marks. The objective test will have composite duration of two hours, i.e., 120 minutes.
For LIC Agents Category:
Name of test
|
No. of Ques.
|
Maximum Marks
|
Medium of exam
|
Duration
|
Reasoning Ability & Numerical Ability
|
20
|
20
|
English & Hindi
|
Composite duration of 120 minutes
|
General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary
|
20
|
20
|
English & Hindi
|
Elements of Insurance and Marketing of Insurance.
|
60
|
120
|
English & Hindi
|
(ii) For LIC Employee Category:
Name of test
|
No. of Ques.
|
Maximum Marks
|
Medium of exam
|
Duration
|
Reasoning Ability & Numerical Ability
|
20
|
20
|
English & Hindi
|
Composite duration of 120 minutes
|
General Knowledge, minutes Current Affairs and English Language with Special Emphasis on Grammar and vocabulary
|
20
|
20
|
English & Hindi
|
Practice and Principle of Insurance, Marketing
|
60
|
120
|
English & Hindi
|
Application Fee of LIC ADO Recruitment 2023
# Application fees/intimation charges (non-refundable) payment online: 21.01.2023 to 10.02.2023. Bank Transaction charges for Online Payment of application fees/intimation charges will have to be borne by the candidate.
# Candidate will have to make the payment of Application Fees/Intimation Charges (Non-refundable) including GST, only through On-line mode as under:
For SC/ST Candidates
|
Intimation Charges of Rs.100/- (inclusive of GST) plus the Transaction Charges
|
Other than SC/ST Candidates
|
Application Fees-cum-Intimation Charges of Rs. 750/- (inclusive of GST) plus the Transaction Charges
|
How to Apply for LIC ADO Recruitment 2023?
Before applying online, candidates should scan the following documents and ensure that all these scanned documents adhere to the required specifications as given under point ‘C’, viz. the guidelines for document scan and upload.
1] photograph (4.5cm × 3.5cm)
2] signature (in black ink)
3] left thumb impression (on white paper in black or blue ink)
4] a hand written declaration (on a white paper in black ink).
# Signature in CAPITAL LETTERS will NOT be accepted.
# To register the application, choose the tab "Click here for New Registration" and enter Name, Contact details and Email-id. A Provisional Registration Number and Password will be generated by the system and displayed on the screen. The candidate should note down the Provisional Registration Number and Password. An Email & SMS indicating the Provisional Registration number and Password will also be sent to the candidate.
# In case the candidate is unable to complete the application form in one go, he/she can save the data already entered by choosing "SAVE AND NEXT" tab. Prior to submission of the online application candidates are advised to use the "SAVE AND NEXT" facility to verify the details in the online application form and modify the same if required
# Candidates are advised to carefully fill in and verify the details entered in the online application themselves, as no change will be possible/entertained after clicking the FINAL SUBMIT BUTTON.
# The Name of the candidate or his/her father/Husband etc. should be spelt correctly in the application as it appears in the Certificates/Mark sheets/Identity proof. Any change/alteration found may disqualify the candidature.
# Validate your details and Save your application by clicking the 'Validate your details' and 'Save & Next' button.
# Candidates can proceed to upload Photo & Signature as per the specifications given in the Guidelines for Scanning and Upload of Photograph and Signature detailed under point "C".
# Candidates can proceed to fill other details of the Application Form.
# Click on the Preview Tab to preview and verify the entire application form before clicking on FINAL SUBMIT button.
# Modify details, if required, and click on 'FINAL SUBMIT' ONLY after verifying and ensuring that the photograph, signature uploaded and other details filled in, are correct.
# Click on 'Payment' Tab and proceed for payment.
# Click on 'Submit' button.
Important dates of LIC ADO Recruitment 2023
Opening date of On-Line Registration of Application and Online payment of Application Fees/Intimation Charges.
|
21st January 2023
|
Last date of On-Line Registration of Application and On-line payment of Application Fees/Intimation Charges.
|
10h February 2023
|
Download of Call letter for On-Line Examination (Tentative)
|
4th March 2023 onwards
|
Date of Online Examination-Preliminary
|
12th March 2023
|
Date of Online Examination-Main
|
8th April 2023
|
# LIC Of India reserves rights to modify the schedule of the events in case of any exigencies.
# Candidates are advised to check the LIC website - https://licindia.in/Bottom-Links/careers regularly for details and updates.
Important Web-links for LIC ADO Recruitment 2023